Savings Goal Calculator
Find out how much you need to save each month to reach a financial goal. Enter the target amount, any starting deposit and the years you have — get the monthly contribution, total invested and expected gains.
How to use
Enter your goal amount
Type the total amount you want to save.
Enter your initial deposit
Add any money you already have saved for this goal, or leave 0.
Set the return rate
Enter the expected annual return on your savings or investments.
Choose the time horizon
Enter the number of years you have to reach the goal.
Read the monthly contribution
See exactly how much to save each month.
Features
Monthly contribution target
The exact amount you need to save each month to hit your goal.
Initial deposit support
Start with existing savings and see how they grow alongside monthly contributions.
Growth projection
See how your initial deposit grows and how much comes from investment gains.
Full breakdown
Total invested, total gains, and final value all on one page.
Works for any currency
Enter amounts in any currency — the math is identical.
Common use cases
- Save for a house down payment
- Plan a wedding or vacation fund
- Build an emergency fund
- Set aside money for a large purchase